Royal Commission on Labour in India: Report(1929)||
The responsibility of employers varies to some extent with conditions and localities. The foundation of an industry in a new and hitherto undeveloped area gives rise to circumstances under which this responsibility must necessarily lie, in the first instance, with the employers. That position has been largely accepted by such firms as the Tata Iron and Steel Company and the Tinplate Company in Jamshedpur. The former has erected nearly 5, 000 houses which are rented to its employees, and the latter has built 326 quarters which accommodate over 41 per cent of its labour force. As it will be some time before housing accommodation for all the workers can be supplied, other schemes have been introduced in order to encourage workers to build their own houses. The Steel Company grants loans at 3% for this purpose, for kachcha houses three months' wages being advanced without bond and being repayable in twelve monthly instalments. For pucca houses, loans are granted on a mortgage system and are limited to 15 months' salary and half the estimated cost of the building, whilst they are recovered in easy instalments within a maximum period of 5 years. The total loans out- standing on 31st March 1929, amounted to Rs. 2, 02, 967 and the number of houses built under the two classes were 1, 570 and 40 respectively. In addition, 5, 660 houses have been built in bustees by the workers themselves at their own cost, but according to an approved lay-out on land prepared for building purposes. Many of the streets are lit with electric light and in a few years the company hopes to have a complete system of street and road lighting. Piped water is supplied except in some of the bustees, and a complete underground sewage system has been provided. The Tinplate Company also advances loans to its workers to enable them to build houses for themselves. These loans are limited to sums which can be repaid in ten months, and construction is supervised in order to ensure good design and the use of good materials. We consider that ample scope exists for a wider use by employers of these methods; they are applicable to many industrial areas in different parts of the country.