Royal Commission on Labour in India: Report(1929)||
Mr Joshi and Diwan Chaman Lall consider that the problem of making provision for old age is one that will compel early attention, particularly in the case of industrial workers. Industrial life tends to break down the joint family system. Those workers who, at the beginning of their industrial career, own a plot of land, are often unable to retain possession, and with the passage of years the connection with the village becomes loosened. Workers in the main are unable to save out of their low earnings against old age. Those in intimate touch with the life of the workers know something of the misery in which many pass their old age. The necessity for making some provision against old age needs no emphasis. A few employers, railway administrations and Government Departments have made provision for some of their workers, either by means of a provident fund or by instituting a system of pensions. It is appreciated that in this report it is impossible to make provision for meeting every contingency in the life of the worker but, the importance of this matter being generally admitted, they feel it incumbent to recommend that, until such time as it is found practicable to institute either a general scheme of old age pensions or provident funds for industrial workers, Government should, wherever possible, encourage employers by financial grants or other means to inaugurate schemes of this nature for their employees.